Ridesharing services have become a popular way to get around. Many find hailing a car from their device more convenient than using traditional service options. Still, accidents can happen. This often raises the question of who is responsible for the damages.
It depends on who is at-fault
Like 37 other states, Connecticut operates under an “at-fault” system for insurance claims. The fault, which is crucial to determine, can fall on several parties in a ride-sharing collision:
- The ridesharing driver: If the driver’s negligence (speeding, distracted driving, etc.) caused the crash, their personal insurance and the ridesharing company’s insurance (active ride period) will likely cover damages.
- Another driver: If another driver disobeying traffic laws or driving recklessly caused the accident, their insurance will be responsible for covering the damages.
- The ridesharing company: In some cases, the ride-sharing company itself might be partially responsible. This could occur due to inadequate driver background checks or faulty vehicle maintenance during the active ride period.
If you are a passenger injured in a ride-sharing crash, the first step is to seek medical attention. Afterwards, it may be necessary to file a personal injury claim against the at-fault party’s insurance company.
Insurance companies may dispute your claim
As an injured victim, it is safer to assume that insurance companies are not your friend. Denying your claim is a likely tactic. They may also try to pressure you to settle, and even advise you not to get an attorney to avoid paying huge sums of money. Whatever they offer may not be enough to pay for the financial and emotional loss you have received.
This is why building a strong personal injury case is crucial. An experienced lawyer can help you gather evidence and advocate for the best possible outcome for you.
