The trauma from sustaining car crash injuries does not immediately end at the scene. On top of physical, mental and emotional hardships, survivors often face financial burdens from their mounting medical bills.
In 2018, Connecticut’s medical costs due to crash fatalities amounted to as much as $4 million, with young adults aged 20 to 34 yielding the highest figures. Regardless of age group, if injured parties know the kind of medical charges they might encounter, they can also adequately prepare how to pay for them.
Medical expenses to watch out for
No two collisions are alike. Hence, the severity of damage also differs. In the same way, drivers have distinct hospitals and doctors, who all have varying rates for their services.
While it is challenging to produce an exact sum, the following list can provide a glimpse of the potential medical expenses following a car wreck:
- Prescribed medications
- Ambulance rides and emergency room visits
- Primary physician or specialist consultations, and follow-up appointments
- Imaging or other required tests, such as bloodwork, x-ray, and CT or MRI scans
- Rehabilitative care and corresponding assistive equipment, such as crutches and wheelchairs
Unfortunately, immeasurable heartache comes from going through all these medical procedures. Thus, injured individuals must be familiar with their auto insurance policy and the state’s minimum liability requirements to arrange necessary payments. Doing so can ease their and their loved ones’ worries.
Payment sources to consider
Aside from their personal insurance coverage, surviving parties may also seek damages from the at-fault driver’s insurance company. If both sides do not have insurance protection, survivors may try developing a payment plan with their medical provider. However, this may prove too complex if they manage it independently. A legal advocate can guide them through the process until the case leads to fair compensation.
